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Know your program

Everyday benefits.
A closer look.

Explore what each benefit offers, where it’s included, and the costs and limitations to keep in mind.

Disclosure: This is a discount program, not insurance, not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act. It contains a 30-day cancellation period, provides discounts only at the offices of contracted health care providers, and each member is obligated to pay the discounted medical charges in full at the point of service. The range of discounts for medical or ancillary services provided under the program will vary depending on the type of provider and medical or ancillary service received. Member shall receive a reimbursement of all periodic membership fees if membership is canceled within the first 30 days after the effective date. Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475, 800-800-7616. Website to obtain participating providers: MyBenefitsWork.com.

For California households. Base membership includes you and your spouse; benefit-specific eligibility rules apply. Discount access does not make services free.

Counseling Services

All three programs

Confidential support for stress, relationships, grief and everyday challenges, with up to six counseling sessions per issue at no additional cost by phone, video or in person. A 24/7 assessment and TalkNow guidance service helps you take the first step.

Costs & things to know

Not available for children 13 and under. Counseling does not provide financial or legal advice.

Benefit terms

Counseling Services are not available for minors 13 and under. Counseling Services does not provide financial or legal advice but can assist with stress and anxiety caused by financial or legal issues.

Health Advocate Solutions

All three programs

Personal advocates help you understand medical bills and insurance claims, find providers, coordinate care, arrange second opinions and transfer records. A 24/7 nurse line offers guidance for medical questions.

Costs & things to know

Navigation support does not replace your insurance or pay your medical bills.

Worklife Services

All three programs

A worklife concierge helps you find childcare, summer camps, school resources and support for aging or disabled loved ones, plus referrals for household services such as home repairs and pet care.

Costs & things to know

Referral access does not mean the services of a referred provider are included at no cost.

NB Fitness discount access

All three programs

Explore participating gyms, premium studios, on-demand workout videos and one-to-one well-being coaching, with flexible fitness membership options.

Costs & things to know

Gym memberships cost extra. Standard fitness centers are $28 per month plus applicable taxes. Premium studios and spouse/domestic-partner memberships carry additional charges; premium enrollment fees may apply. Participating locations and fees can change.

Benefit terms

$28 per month plus applicable taxes for standard fitness centers. Costs for premium exercise studios exceed $28 per month and an enrollment fee will apply for each premium location selected, plus applicable taxes. Fees vary based on premium fitness studios selected. Add a spouse/domestic partner to a primary membership for additional monthly fees. Spouses/domestic partners must be 18 years or older. Fees may vary based on fitness center selection. The Active&Fit Direct™ program is provided by American Specialty Health Fitness, Inc., a subsidiary of ASH. Active&Fit Direct and the Active&Fit Direct logos are trademarks of ASH and used with permission herein. Other names or logos may be trademarks of their respective owners. Standard fitness center and premium studio participation varies by location and is subject to change. On-demand workout videos are subject to change. ASH reserves the right to modify any aspect of the Program (including, without limitation, the Enrollment Fee(s), the Monthly Fee(s), any future Annual Maintenance fees, and/or the Introductory Period) at any time per the terms and conditions. If we modify a fee or make a material change to the Program, we will provide you with no less than 30 days’ notice prior to the effective date of the change. We may discontinue the Program at any time upon advance written notice. © 2026 American Specialty Health Incorporated (ASH). All rights reserved.

Caregiver Support

Wellness Plus and Complete

A dedicated Care Team helps you develop a personalized care plan and manage changing caregiving needs. The support bundle also offers access to companionship and practical task assistance, plus legal-document tools.

Costs & things to know

Companion visits cost extra and are subject to local availability. This benefit does not pay for ongoing hands-on care. Confirm service arrangements and charges before booking.

Tax Hotline

Wellness Plus and Complete

Year-round federal tax guidance, planning and audit assistance, with access to tax professionals and tax-return preparation support.

Costs & things to know

Preparation eligibility, included forms, household limits and any extra charges must be confirmed before using the service.

Global Travel Assistance

Wellness Plus and Complete

When traveling 100 miles or more from home, get help with medical referrals, emergency travel arrangements, lost travel documents and translation referrals. Emergency evacuation assistance is subject to the program terms.

Costs & things to know

Home means the address on your driver’s license or passport. Age, location and other restrictions apply. Medical treatment and travel expenses are not automatically paid by this benefit.

Benefit terms

Global Travel Assistance cannot be held responsible for failure to provide services or for delays caused by strikes or conditions beyond its control including, but not limited to, flight conditions or where rendering of service is prohibited by local laws or regulatory agencies. See all Terms & Conditions for age restrictions and additional limitations.

NB Deals and NB Travel

Wellness Plus and Complete

Browse discounts on everyday purchases, dining, gifts, entertainment and attractions, alongside travel offers for hotels, rental cars, flights and activities.

Costs & things to know

Purchases and bookings cost extra. Availability, prices and savings vary.

Recuro virtual primary care (18+)

Wellness Complete

Build an ongoing relationship with a dedicated primary care physician through phone or video visits for non-emergency care and support with acute and chronic conditions. Included primary care visits have a $0 visit fee.

Costs & things to know

For members 18 and older. Visits depend on availability and clinical judgment; no appointment time or prescription is guaranteed. Prescriptions, outside care and additional testing may cost extra.

Benefit terms

© 2026 Recuro Health, Inc. All rights reserved. Recuro Health, Recuro, and the Recuro logo are trademarks of Recuro Health, Inc. and may not be used without written permission. Recuro Health does not guarantee that a physician will write a prescription, and physicians do not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Recuro Health affiliated physicians reserve the right to deny care for potential misuse of services. Medical services provided by physicians are subject to their professional judgment. Recuro Health operates subject to state regulation and some services may not be available in certain states. Urgent Care services are available for all ages. Virtual Primary Care is only available to members 18 and older. Behavioral Health is available for members 14 and older.

Recuro virtual urgent care

Wellness Complete

Connect with a board-certified doctor for common non-emergency concerns such as allergies, sinus symptoms, pink eye or nausea. Recuro provides on-demand phone or video access as part of Complete Care.

Costs & things to know

Urgent care is available for all ages under the supplied terms. Services depend on clinical judgment and state availability. For a medical emergency call 911.

Benefit terms

© 2026 Recuro Health, Inc. All rights reserved. Recuro Health, Recuro, and the Recuro logo are trademarks of Recuro Health, Inc. and may not be used without written permission. Recuro Health does not guarantee that a physician will write a prescription, and physicians do not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Recuro Health affiliated physicians reserve the right to deny care for potential misuse of services. Medical services provided by physicians are subject to their professional judgment. Recuro Health operates subject to state regulation and some services may not be available in certain states. Urgent Care services are available for all ages. Virtual Primary Care is only available to members 18 and older. Behavioral Health is available for members 14 and older.

Recuro virtual behavioral health (14+)

Wellness Complete

Unlimited virtual counseling consultations at no additional cost with licensed behavioral-health professionals for concerns such as stress, anxiety, depression or grief. This is separate from the six-session Counseling Services benefit included in every program.

Costs & things to know

For members 14 and older. Psychiatry and medication-management visits are separate paid services: the store lists $200 for an initial 45-minute consultation and $125 for a 15-minute follow-up. Appointment availability varies.

Benefit terms

© 2026 Recuro Health, Inc. All rights reserved. Recuro Health, Recuro, and the Recuro logo are trademarks of Recuro Health, Inc. and may not be used without written permission. Recuro Health does not guarantee that a physician will write a prescription, and physicians do not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Recuro Health affiliated physicians reserve the right to deny care for potential misuse of services. Medical services provided by physicians are subject to their professional judgment. Recuro Health operates subject to state regulation and some services may not be available in certain states. Urgent Care services are available for all ages. Virtual Primary Care is only available to members 18 and older. Behavioral Health is available for members 14 and older.

Recuro annual at-home lab test

Wellness Complete

Recuro Complete Care includes an annual at-home lab test at no additional cost for two members, to support their primary care.

Costs & things to know

This does not make all lab work free. Additional at-home lab and genetic testing may cost extra. Confirm eligible members, the included test and ordering instructions through Recuro.

Benefit terms

© 2026 Recuro Health, Inc. All rights reserved. Recuro Health, Recuro, and the Recuro logo are trademarks of Recuro Health, Inc. and may not be used without written permission. Recuro Health does not guarantee that a physician will write a prescription, and physicians do not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Recuro Health affiliated physicians reserve the right to deny care for potential misuse of services. Medical services provided by physicians are subject to their professional judgment. Recuro Health operates subject to state regulation and some services may not be available in certain states. Urgent Care services are available for all ages. Virtual Primary Care is only available to members 18 and older. Behavioral Health is available for members 14 and older.

Diabetic supplies

All three programs

Order discounted diabetic testing supplies for home delivery, with purchase-as-needed or annual testing options.

Costs & things to know

You pay for supplies. Participating products, prices and ordering requirements vary.

Diagnostic imaging

All three programs

Access pre-negotiated rates for MRI, CT scans, X-rays and ultrasounds at participating imaging centers.

Costs & things to know

You pay the discounted service charge. Provider participation and geographic availability vary.

Benefit terms

Certain services may not be available in all geographical locations.

Hearing aids

All three programs

Find discounted hearing aids through Amplifon, with follow-up care and warranty options accompanying eligible purchases.

Costs & things to know

Hearing aids cost extra. Confirm the device price, participating provider, follow-up care, warranty and trial terms before purchase.

Lab testing

All three programs

Access discounted lab work for needs such as cholesterol, vitamin levels, allergies and thyroid testing.

Costs & things to know

You pay for tests. Quest services are unavailable in AZ, HI, NJ, NY and RI; at-home tests are unavailable in NJ, NY and RI under the store’s current terms. This discount benefit is separate from Recuro’s included annual at-home lab test.

Contact lenses

All three programs

Shop discounted contact lenses from participating brands with convenient home delivery.

Costs & things to know

Contact lenses cost extra. Brand, prescription and retailer requirements apply.

Prescriptions

All three programs

Compare prescription prices at participating pharmacies through NB Rx’s app or web portal, and save searches for future refills.

Costs & things to know

This is not prescription insurance. You pay for medication; prices and discounts vary. Compare the discount price with your insurance price before choosing how to pay.

Benefit terms

This is a discount program, not insurance, and not intended to replace insurance. Administrator: New Benefits, Dallas, TX. Pharmacy discounts range from 10% to 85% on most medications.

Aura DigitalGuard Complete

Optional with any program

Monitor identity, financial accounts and credit profiles across all three credit bureaus, with online security tools, personal-information removal and 24/7 support with fraud recovery. Family adds parental controls and protection for you plus 10 additional adults and unlimited dependent minors.

Costs & things to know

Individual adds $10 per month; Family adds $20. Individual is for one person. Dependent minors are under 18. Features may require activation; eligibility and policy terms apply. Identity theft protection does not prevent every incident.

Benefit terms

Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates or American International Group, Inc. or Assurant. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

Dependent minors are under 18 years old.

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